Specialist Cover For Fishing

Fishing Insurance

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What's Included

Fishing & Angling Insurance

Whether you're a coarse angler, fly fisherman, sea angler or enjoy fishing from a boat or watercraft, having the right fishing insurance in place can provide valuable protection and peace of mind. Under the C³ Master Policy, Members benefit from specialist Fishing Insurance designed for a wide range of legal fishing and angling activities throughout the UK and beyond.
Country Cover Club understands the unique risks that come with fishing, and under our Master Policy providing protection for anglers taking part in recreational and sporting fishing activities. Whether you're fishing inland waters, rivers, lakes, reservoirs or coastal locations, C³ Membership includes valuable Insurance Benefits and access to specialist support designed to help you enjoy your time on the water with confidence.

Every C³ Membership includes:

Limit of Indemnity: £12,000,000 (£12 million) in any one occurrence.

Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent) as a result of:

  • accidental bodily injury;
  • accidental property damage; or
  • obstruction, loss of amenities, trespass, nuisance or interference with any right of way, light, air or water:

caused by an event occurring during participation in an Insured Activity.

Limit of Indemnity: £12,000,000 (£12 million) in the aggregate.

Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent), as a result of:

  • the sale or distribution of shot or hunted game, to family, friends or local retailers in accordance with the Food Standards Agency Wild Game Guide
  • the sale or distribution of collected honey, beeswax and/or other bee products to family, friends or local retailers in accordance with The Honey (England) Regulations 2015

up to a total value of £5,000 per annum and, where applicable, declared to HMRC, during the period of Membership. All game meat and honey products must be the result of recreational shooting, hunting and beekeeping activities only.

Standard Capital Benefit: £10,000

If, during the Membership period, a C³ Member suffers an accidental bodily injury whilst engaged in an Insured Activity and such activity is the sole, direct and independent cause of the injury, which occasions disablement and/or medical treatment within 12 calendar months of the accident, then we shall pay the benefits, up to £10,000, as stated in the Summary of Insurance.

Enhanced Personal Accident Insurance of £50,000 may be purchased in conjunction with any C³ Standard Membership for an additional £9.95.

Got questions or not sure whether Country Cover Club Fishing Insurance is right for you? Jump to the Fishing Insurance FAQ!

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Angling Insurance
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Fly Fishing Insurance
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Coarse Fishing Insurance
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Netting & Trapping Insurance

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  • £12m Public Liability Insurance for every Member
  • Travel Extensions and other optional benefits available
  • Exclusive discounts and benefits for all C³ Members
  • Established in 2008 – trusted by more than 12,000 Members
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Comprehensive Cover

One Membership For Every Fishing Discipline

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Angling Insurance

Cast your line worry-free. Under our Master Policy, you’re protected against unforeseen mishaps whether you’re fishing for trout, carp, or any other species. From damaged equipment to personal injury, this comprehensive cover ensures you can focus on reeling in your next big catch.

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Fly Fishing Insurance

Experience the serenity of fly fishing with peace of mind. Under our Master Policy, you’re protected while enjoying this artful sport, whether on pristine rivers or tranquil lakes. This tailored cover ensures both you and your gear are safeguarded against unexpected setbacks. Fish with confidence knowing you’re covered.

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Coarse Fishing Insurance

Embrace the tranquillity of coarse fishing without concern for the unexpected. Under our Master Policy, you’re protected against equipment damage, personal injury, and more. Whether you’re angling for roach, perch, or other species, this comprehensive cover allows you to focus on the simple joys of the water.

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Netting & Trapping Insurance

Navigate the waters of netting and trapping with confidence. Under our Master Policy, you’re protected while using these traditional fishing methods. From covering your equipment to safeguarding against potential liabilities, this comprehensive protection ensures you can focus on your catch with peace of mind.

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Coastal Fishing Insurance

Explore the coastal waters with peace of mind. Under our Master Policy, you’re protected whether casting off from the shore or heading out by boat. This cover addresses the unique risks of coastal fishing, from equipment damage to maritime liabilities, so you can fish with confidence along the coast.

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Use of Watercraft Insurance

Embark on your fishing adventures with confidence. Under our Master Policy, you’re protected while using kayaks, boats, or other watercraft. This comprehensive cover includes protection against accidental damage and liability concerns, allowing you to fish with peace of mind on the water.

Terms & Conditions

We ask all Members to read the C³ Summary of Insurance document to ensure the Insurance Benefits afforded by C³ Membership are suitable for their needs. For full terms and conditions of current Master Policies please download our Public Liability & Personal Accident Policy Wording. Premium Members should also read the Key Facts and Legal Expenses Policy Wording.

Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed as per the terms of the policies in effect on the date of the occurrence. C³ reserves the right to add, amend or remove Membership benefits at any time, without prior notice or consultation. All Insurance Benefits are underwritten by carefully selected specialist and leading UK Insurers in the Lloyds and London market, all of whom are fully UK Authorised and FCA regulated. Full terms & conditions of Membership can be found on the Terms & Conditions page.

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Frequently Asked Questions

Fishing Insurance FAQ

Many of Country Cover Club's members take part in fishing activities and we often get asked the same questions. To help you ensure you have the right cover for your needs we answer some of those questions below. If you have a specific enquiry not answered below please feel free to contact us and we'll be happy to help.
Contact The Team

Anyone involved in the fishing industry, including commercial fishermen, charter boat operators, and fishing guides, may benefit from fishing insurance. It can provide financial protection against unforeseen events that could result in financial loss.

If you provide fishing instruction in a professional capacity please add on The Professional Activities Insurance. This is provided for experienced and qualified Members who, on occasion, need to act in a professional capacity 
(e.g. give a lesson ) on a paid for or voluntary basis, up to an annual turnover of £10,000.

However experienced you are, accidents can happen. Public Liability claims can be expensive, especially if an accident causes injury to a third party. So although it is not a legal requirement we would always recommend having insurance in place to protect you (and others) in the event of any unforeseen events.

As well as financial peace of mind, having specialist insurance cover in place also means, in the event of a claim being made against you, the business of resolving that claim becomes the responsibility of the underwriters. They employ experts in the field so you don't have to worry about all the legalities.

C3 covers for a wide range of fishing activities , such as Angling, Wading, Netting and Trapping of Fish, Molluscs, Crustaceans and all legal quarry. River keeping. Inland and Coastal.

At C³ we pride ourselves on our flexibility to provide the cover that our members want or need. We have introduced add-ons that can be included with annual membership packages which can cover a wide range of things including:

  • Enhanced Personal Accident Cover (up to £50,000
  • EU and Worldwide Travel Extensions
  • Loss of Income Insurance

These Optional Insurance Benefits can be added to any new Standard or Premium Country Cover Club membership or renewal.

Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed under policies in effect on the date of the occurrence, as per policies T's and C's. For full details of all of the Insurance Benefits available to C³ members, including our Master Policy wording and full terms and conditions, please visit the Country Sports Insurance page.

Earn up to £7 reward

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As a heart-felt thank you to C³ Members who recommend us to their friends and family, we offer a reward up to £7 for every referral that leads to a new membership. This can be claimed as a C³ discount code, an Amazon voucher or a charity donation.