Specialist Cover For Re-enactment

Re-enactment
Insurance

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What's Included

Re-Enactment & Living History Insurance

Whether you're taking part in historical re-enactment, living history displays, Live Action Role Play (LARP) or cosplay events, having the right re-enactment insurance in place can provide valuable protection and peace of mind. Country Cover Club Membership is designed for individuals participating in legal re-enactment and roleplay activities, offering specialist cover and Member Benefits to help protect you while you bring historical, fantasy and fictional worlds to life.
Our Master Policies offer a comprehensive insurance package for anyone taking part in re-enactment, living history, live action role play (LARP) and cosplay.

Limit of Indemnity: £12,000,000 (£12 million) in any one occurrence.

Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent) as a result of:

  • accidental bodily injury;
  • accidental property damage; or
  • obstruction, loss of amenities, trespass, nuisance or interference with any right of way, light, air or water:

caused by an event occurring during participation in an Insured Activity.

Limit of Indemnity: £12,000,000 (£12 million) in the aggregate.

Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent), as a result of:

  • the sale or distribution of shot or hunted game, to family, friends or local retailers in accordance with the Food Standards Agency Wild Game Guide
  • the sale or distribution of collected honey, beeswax and/or other bee products to family, friends or local retailers in accordance with The Honey (England) Regulations 2015

up to a total value of £5,000 per annum and, where applicable, declared to HMRC, during the period of Membership. All game meat and honey products must be the result of recreational shooting, hunting and beekeeping activities only.

Standard Capital Benefit: £10,000

If, during the Membership period, a C³ Member suffers an accidental bodily injury whilst engaged in an Insured Activity and such activity is the sole, direct and independent cause of the injury, which occasions disablement and/or medical treatment within 12 calendar months of the accident, then we shall pay the benefits, up to £10,000, as stated in the Summary of Insurance.

Enhanced Personal Accident Insurance of £50,000 may be purchased in conjunction with any C³ Standard Membership for an additional £9.95.

Insurance valid throughout the UK and Republic of Ireland. Cover across Europe and Worldwide also available. Full details of all Insurance Benefits, including a full list of Insured Activities, can be found on the Country Sports Insurance page.

Got questions or not sure whether Country Cover Club Re-enactment Insurance is right for you? Jump to the Re-enactment Insurance FAQ!

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Re-enactment Insurance
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Living History Insurance
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Cosplay Insurance
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Live Action Role Play (LARP) Insurance

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Choose a Membership, apply online, and get instant access to your PDF evidence of insurance certificate. Cover starts the moment you join.

  • £12m Public Liability Insurance for every Member
  • Legal Expenses cover with Premium Membership
  • Travel Extensions and other optional benefits available
  • Exclusive discounts and benefits for all C³ Members
  • Established in 2008 – trusted by more than 12,000 Members
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Comprehensive Cover

One Membership For Every Re-enactment Discipline

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Re-enactment Insurance

Step into history with confidence. Under our Master Policies, you're protected while recreating battles or portraying historical events. This comprehensive cover safeguards against unexpected mishaps, allowing you to embrace the past without worry.

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Living History Insurance

Immerse yourself in the past knowing you’re protected. Under our Master Policies, cover is provided while demonstrating daily life or showcasing crafts and skills from bygone eras. This comprehensive protection safeguards against potential accidents and liabilities, allowing you to bring history to life with confidence.

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Cosplay Insurance

Transform into your favourite characters with peace of mind. Under our Master Policies, you’re protected while attending conventions, taking part in photo shoots, or engaging in other cosplay activities. This comprehensive cover safeguards against unexpected mishaps, so you can embrace your creativity without worry.

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Live Action Role Play (LARP) Insurance

Enter fantastical realms with confidence. Under our Master Policies, you’re protected while battling mythical creatures or taking part in epic quests. This comprehensive cover safeguards against potential accidents and liabilities, allowing you to dive into adventure without worry.

Terms & Conditions

We ask all Members to read the C³ Summary of Insurance document to ensure the Insurance Benefits afforded by C³ Membership are suitable for their needs. For full terms and conditions of current Master Policies please download our Public Liability & Personal Accident Policy Wording. Premium Members should also read the Key Facts and Legal Expenses Policy Wording.

Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed as per the terms of the policies in effect on the date of the occurrence. C³ reserves the right to add, amend or remove Membership benefits at any time, without prior notice or consultation. All Insurance Benefits are underwritten by carefully selected specialist and leading UK Insurers in the Lloyds and London market, all of whom are fully UK Authorised and FCA regulated. Full terms & conditions of Membership can be found on the Terms & Conditions page.

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Frequently Asked Questions

Re-Enactment Insurance FAQ

Historical re-enactment and living history focuses on recreating historical scenes, battles and combat fighting and the living environment of our ancestors using accurate historical techniques. Most re-enactment and living history groups concentrate on short time periods to get the combat and scene setting as authentic and true to life as possible. LARP and Cos-play create fictional characters, environments and storylines, often in the fantasy and sci-fi genres.
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Re-enactors aim to re-create historical battles and events as accurately as possible by following a plan or script set out by the event organisers. Historical re-enactments cover a wide span of history, from the Roman Empire right through to the major world wars. Participants don authentic military uniforms from the era and use combat methods and duelling practices from the appropriate time period. Weaponry can include swords, axes, maces, bows and arrows and shields and armour as well as more modern muskets, rifles and other blank firing firearms. Often re-enactments take place as close to the original battlefield or site as possible to increase the authenticity.

Living history, unlike re-enactment, does not focus on following a fixed plot but on building an immersive historical living environment and giving participants a sense of stepping back in time. Players take pride in wearing handmade historical clothing, eating foods available during the era and using historical tools and techniques such as weaving, dyeing, leatherwork and woodwork. Sometimes living history may also include bushcraft or historical hunting and trapping techniques and well as working with animals.

Although weaponry used in re-enactment, living history, LARP and cosplay is typically blunted, foam edged or rubber tipped, and combat techniques are carefully taught to minimise the risk of injury, these activities still involve an inherent level of risk. The use of historical tools also carries additional hazards as many were not originally designed with modern safety standards in mind.

Many re-enactment and living history events are also open to the public. Appropriate insurance can help protect Members against a range of risks associated with participating in Insured Activities. Our Master Policies cover Members for re-enactment and living history as well as live action role play (LARP) and cosplay. Every member is covered for:

  • £12 million Public Liability Insurance
  • £10,000 Personal Accident Insurance

C³ Memberships provides cover for the use of blunted, foam, latex and rubber edged / tipped weaponry, props and blank-firing weapons. It also covers the use of authentic hand tools and the caged / penned display and supervised handling of tame domestic animals up to a maximum weight of 250kg. For more information about the Country Sports Insurances included, please have a look at the Insured Activities list.

Country Cover Club offers Syndicate Membership for groups of 10 or more people at a discounted rate of £29.95 per Member per annum. As well as the standard £12 million Public Liability cover, Syndicates benefit from £10 million Employers' Liability Insurance for paid and voluntary employees and the option to insure guests from just £3.95 per guest per day.

To find out more or to make a Syndicate / Group application, please visit the Syndicates & Groups page.

Yes, many re-enactors are involved with multiple groups and C³ Membership is a great way to ensure you are covered no matter where you are in the UK and Republic of Ireland. Whether you are practising in your back garden, involved in a small group or taking part in a national event, our Master Policies mean you are protected. To find out more, please visit the Country Sports Insurance page.

Insurance for re-enactment can vary a lot depending on the level of cover and the provider. However, it does not have to be expensive and it is important to make sure you are protected if you have an accident or if a claim is made against you.

Country Cover club offers individual Membership for £35.95 per annum. We also offer short term Memberships: if you just want cover for the summer, our six month membership costs £29.95 or, if you are attending a one-off event, you can choose our two day Membership for £19.95.

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Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed under policies in effect on the date of the occurrence, as per policies T's and C's. For full details of all of the Insurance Benefits available to C³ members, including our Master Policy wording and full terms and conditions, please visit the Country Sports Insurance page.

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As a heart-felt thank you to C³ Members who recommend us to their friends and family, we offer a reward up to £7 for every referral that leads to a new membership. This can be claimed as a C³ discount code, an Amazon voucher or a charity donation.