Specialist Cover For Metal Detecting
Metal Detecting Insurance
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What's Included
Metal Detecting Insurance
Whether you're searching farmland, pasture, woodland, beaches or historical sites, having the right metal detecting insurance in place can provide valuable protection and peace of mind. Country Cover Club Membership includes Metal Detecting Insurance designed specifically for detectorists taking part in legal metal detecting activities, offering specialist cover and Member Benefits to help you enjoy your hobby with confidence throughout the UK and Republic of Ireland.
Whether you're an experienced detectorist or just getting started, unexpected accidents can happen. In addition to metal detecting, the C³ Master Policies cover a wide range of other country sports and recreational pursuits.
Every C³ Membership includes:
Limit of Indemnity: £12,000,000 (£12 million) in any one occurrence.
Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent) as a result of:
- accidental bodily injury;
- accidental property damage; or
- obstruction, loss of amenities, trespass, nuisance or interference with any right of way, light, air or water:
caused by an event occurring during participation in an Insured Activity.
Limit of Indemnity: £12,000,000 (£12 million) in the aggregate.
Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent), as a result of:
- the sale or distribution of shot or hunted game, to family, friends or local retailers in accordance with the Food Standards Agency Wild Game Guide
- the sale or distribution of collected honey, beeswax and/or other bee products to family, friends or local retailers in accordance with The Honey (England) Regulations 2015
up to a total value of £5,000 per annum and, where applicable, declared to HMRC, during the period of Membership. All game meat and honey products must be the result of recreational shooting, hunting and beekeeping activities only.
Standard Capital Benefit: £10,000
If, during the Membership period, a C³ Member suffers an accidental bodily injury whilst engaged in an Insured Activity and such activity is the sole, direct and independent cause of the injury, which occasions disablement and/or medical treatment within 12 calendar months of the accident, then we shall pay the benefits, up to £10,000, as stated in the Summary of Insurance.
Enhanced Personal Accident Insurance of £50,000 may be purchased in conjunction with any C³ Standard Membership for an additional £9.95.
Exclusive Member Benefits
Members enjoy great Benefits and Discounts from our carefully selected Insurance Partners and Trade Associates, including discounted Gundog & Pet Insurance and Private Medical Insurance. Visit the Member Benefits page to find out more.
Got questions or not sure whether Country Cover Club Metal Detecting Insurance is right for you? Jump to the Metal Detecting Insurance FAQ!
Why Country Cover Club?
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Choose a Membership, apply online, and get instant access to your PDF evidence of insurance certificate. Cover starts the moment you join.
- £12m Public Liability Insurance for every Member
- Travel Extensions and other optional benefits available
- Exclusive discounts and benefits for all C³ Members
- Established in 2008 – trusted by more than 12,000 Members
Comprehensive Cover
One Membership For Every Metal Detecting Discipline
Metal Detecting
Uncover hidden treasures with confidence. Under our Master Policies, you're protected while scanning beaches, fields, or historical sites. This comprehensive cover safeguards against unexpected mishaps, allowing you to search with peace of mind.
Detectorist Activity
Pursue your passion for detecting with peace of mind. Under our Master Policies, you're protected while searching for artefacts, relics, or other items of interest. This comprehensive cover safeguards against potential accidents and liabilities, allowing you to detect with confidence.
Treasure Hunting
Embark on treasure hunts with confidence. Under our Master Policies, you're protected while searching for lost valuables, ancient artefacts or hidden items. This comprehensive cover safeguards against unexpected mishaps, allowing you to scan with peace of mind.
Coin and Relic Hunting
Search for historical riches with confidence. Under our Master Policies, you're protected while scanning fields or exploring archaeological sites. This comprehensive cover safeguards against potential accidents and liabilities, allowing you to hunt for relics with peace of mind.
Terms & Conditions
We ask all Members to read the C³ Summary of Insurance document to ensure the Insurance Benefits afforded by C³ Membership are suitable for their needs. For full terms and conditions of current Master Policies please download our Public Liability & Personal Accident Policy Wording. Premium Members should also read the Key Facts and Legal Expenses Policy Wording.
Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed as per the terms of the policies in effect on the date of the occurrence. C³ reserves the right to add, amend or remove Membership benefits at any time, without prior notice or consultation. All Insurance Benefits are underwritten by carefully selected specialist and leading UK Insurers in the Lloyds and London market, all of whom are fully UK Authorised and FCA regulated. Full terms & conditions of Membership can be found on the Terms & Conditions page.
Join NowFrequently Asked Questions
METAL DETECTING INSURANCE FAQ
Many of Country Cover Club's Members take part in metal detecting activities and we often get asked the same questions. To help you ensure you have the right cover for your needs, we answer some of those questions here. If you can't find an answer to your specific enquiry, please feel free to contact us and we'll be happy to help.
There are a few other organisations that provide insurance for metal detecting activities. When choosing a provider, it is important to look at what cover is included as well as the price. C³ Membership includes £12 million Public Liability cover and £10,000 Personal Accident cover with no excess. Our Master Policies also provide insurance for a wide range of other Country Sports, so you only need one Membership to cover all these activities! A complete list of Insured Activities can be found on the Country Sports Insurance page.
Although metal detecting insurance is not a legal requirement for private individuals, having the right cover in place can provide valuable protection against unexpected mishaps, including accidental damage to another person's property that could lead to a Public Liability claim.
Insurance can also help when seeking permission to metal detect on private land, giving landowners confidence that you have appropriate cover in place.
At C³, we offer flexible options to help you tailor your Membership to your needs. We have a range of Optional Insurance Benefits available, including:
- Enhanced Personal Accident Cover (up to £50,000)
- European and Worldwide Travel Extensions
- Loss of Income Insurance
These Optional Insurance Benefits can be added to any annual Standard or Premium Country Cover Club membership or renewal.
Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed under policies in effect on the date of the occurrence, as per policies T's and C's.
For full details of all of the Insurance Benefits available to C³ members, including our Master Policy wording and full terms and conditions, please visit the Country Sports Insurance page.
What our customers say
EDDIE STEVENS - 07/25
Great experience joining Country cover club, very clear policy wording, brilliant price for an all cover policy
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Hugh - 08/25
An insurance with a decent level of cover is a must if you own or shoot guns of any size and I find Country cover easy to navigate to find the right level of cover required.
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Jordan - 06/26
Simple, reliable cover for various Country Sports or shooting activities. Highly recommended.
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Dr S Bruce MBE - 01/25
Having spent a few days looking at various sites but this particular company does tick all the boxes for me and I'm sure to recommend them to friends and family. I left a message about a query I had and I was contacted the same day, within 15 minutes actually. Sarah who I spoke with answered every question I had. Very professional but friendly, would highly recommend Country Cover Club.
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Nick Costain - 05/25
Great people to deal with!
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Richard Flower - 06/26
Easy to navigate website. Reasonable prices. Simple transaction.
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Jon Bowers - 09/25
Top class communication,very easy to deal with,and very friendly,professional approach to all aspects of cover.And for the proce,extremely good value for money,especially compared to the like of other shooting oriented insurance companies.Ps:I've been with these guys for several years now.
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Dange - 06/26
The renewal process was very simple and the cover given is far better than I've managed to get in the past with other organisations
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Stephen Bradshaw - 12/25
Very easy to join online, and very helpful staff if you have any questions regarding joining.
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Barry Waide - 05/26
Great service with great benefits for a fair price.
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