Specialist Cover For Rambling, Running & Cycling
Rambling, Cross Country Running & Cycling
Join C3 today and benefit from the best value package on the market.
What's Included
Insurance for Rambling
Rambling is a leisurely activity that involves walking in the countryside and exploring different areas. It's often enjoyed with friends, family members or walking groups, providing a great opportunity to de-stress, discover new places and stay active at the same time.
Alongside rambling and hiking, many outdoor enthusiasts also enjoy cross-country running, canicross, obstacle races and off-road cycling. While these activities are generally safe and enjoyable, accidents can happen, which is why Country Cover Club provides specialist Insurance Benefits designed to offer added protection and peace of mind while taking part in your chosen outdoor pursuits.
Every C³ Membership includes:
Limit of Indemnity: £12,000,000 (£12 million) in any one occurrence.
Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent) as a result of:
- accidental bodily injury;
- accidental property damage; or
- obstruction, loss of amenities, trespass, nuisance or interference with any right of way, light, air or water:
caused by an event occurring during participation in an Insured Activity.
Limit of Indemnity: £12,000,000 (£12 million) in the aggregate.
Indemnity is provided in respect of claims made against any C³ Member for compensation and costs and expenses (incurred with consent), as a result of:
- the sale or distribution of shot or hunted game, to family, friends or local retailers in accordance with the Food Standards Agency Wild Game Guide
- the sale or distribution of collected honey, beeswax and/or other bee products to family, friends or local retailers in accordance with The Honey (England) Regulations 2015
up to a total value of £5,000 per annum and, where applicable, declared to HMRC, during the period of Membership. All game meat and honey products must be the result of recreational shooting, hunting and beekeeping activities only.
Standard Capital Benefit: £10,000
If, during the Membership period, a C³ Member suffers an accidental bodily injury whilst engaged in an Insured Activity and such activity is the sole, direct and independent cause of the injury, which occasions disablement and/or medical treatment within 12 calendar months of the accident, then we shall pay the benefits, up to £10,000, as stated in the Summary of Insurance.
Enhanced Personal Accident Insurance of £50,000 may be purchased in conjunction with any C³ Standard Membership for an additional £9.95.
Exclusive Member Benefits
Members enjoy great Benefits and Discounts from our carefully selected Insurance Partners and Trade Associates, including discounted Gundog & Pet Insurance and Private Medical Insurance. Visit the Member Benefits page to find out more.
Rambling can be a dangerous activity if done in the wrong place or with too much enthusiasm! If you get injured, have an accident or experience an illness while ramblings, your Country Sports Insurance policy will help to pay for any necessary medical treatment and other related costs.
Got questions or not sure whether Country Cover Club Rambling, Running & Cycling Insurance is right for you? Jump to the Rambling, Running & Cycling Insurance FAQ!

Why Country Cover Club?
6 Reasons Members Choose C³
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Choose a Membership, apply online, and get instant access to your PDF evidence of insurance certificate. Cover starts the moment you join.
- £12m Public Liability Insurance for every Member
- Travel Extensions and other optional benefits available
- Exclusive discounts and benefits for all C³ Members
- Established in 2008 – trusted by more than 12,000 Members
Comprehensive Cover
One Membership For Every Rambling, Running & Cycling Discipline
Rambling & Hiking Insurance
Explore the great outdoors with confidence. Under our Master Policy, you’re protected whether trekking scenic trails or tackling rugged terrain. This comprehensive cover safeguards against unexpected mishaps, allowing you to roam freely with peace of mind.

Cross Country Running & Canicross Insurance
Race across diverse landscapes with confidence. Under our Master Policy, you’re protected whether running solo or alongside your canine companion. This comprehensive cover safeguards against unexpected mishaps, so you can run free with assurance.
Obstacle & Mud Running Insurance
Conquer challenging courses with confidence. Under our Master Policy, you’re protected while tackling mud pits, scaling walls, or navigating any part of the course. This comprehensive cover ensures you’re safeguarded against unexpected mishaps, so you can take on every obstacle without worry.
Cross Country Cycling & Bikejor Insurance
Pedal through varied terrain with confidence. Under our Master Policy, you’re protected whether cycling solo or alongside your canine teammate. This comprehensive cover safeguards against unexpected mishaps, allowing you to ride with assurance on all your cross-country adventures.
Terms & Conditions
We ask all Members to read the C³ Summary of Insurance document to ensure the Insurance Benefits afforded by C³ Membership are suitable for their needs. For full terms and conditions of current Master Policies please download our Public Liability & Personal Accident Policy Wording. Premium Members should also read the Key Facts and Legal Expenses Policy Wording.
Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed as per the terms of the policies in effect on the date of the occurrence. C³ reserves the right to add, amend or remove Membership benefits at any time, without prior notice or consultation. All Insurance Benefits are underwritten by carefully selected specialist and leading UK Insurers in the Lloyds and London market, all of whom are fully UK Authorised and FCA regulated. Full terms & conditions of Membership can be found on the Terms & Conditions page.
Join NowFrequently Asked Questions
Rambling, Cross Country Running & Cycling Insurance FAQ
Many of Country Cover Club's members take part in hunting activities and we often get asked the same questions. To help you ensure you have the right cover for your needs we answer some of those questions below. If you have a specific enquiry not answered below please feel free to contact us and we'll be happy to help.
Our Country Sports coverage includes Hiking, Walking, Hill-Walking, Obstacle and Mud Running, and Canicross including Bikejor and Scooters. Also including cross-country cycling; on private land only, public roads may crossed on foot.
Rambling, Cross Country Running & Cycling Insurance provides coverage for medical expenses if you get injured while engaging in any of the activities included in the policy.
Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed under policies in effect on the date of the occurrence, as per policies T's and C's.
For full details of all of the Insurance Benefits available to C³ members, including our Master Policy wording and full terms and conditions, please visit the Country Sports Insurance page.

What our customers say
Hugh - 08/25
An insurance with a decent level of cover is a must if you own or shoot guns of any size and I find Country cover easy to navigate to find the right level of cover required.
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Jon Bowers - 09/25
Top class communication,very easy to deal with,and very friendly,professional approach to all aspects of cover.And for the proce,extremely good value for money,especially compared to the like of other shooting oriented insurance companies.Ps:I've been with these guys for several years now.
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EDDIE STEVENS - 07/25
Great experience joining Country cover club, very clear policy wording, brilliant price for an all cover policy
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Dange - 06/26
The renewal process was very simple and the cover given is far better than I've managed to get in the past with other organisations
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Barry Waide - 05/26
Great service with great benefits for a fair price.
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Dr S Bruce MBE - 01/25
Having spent a few days looking at various sites but this particular company does tick all the boxes for me and I'm sure to recommend them to friends and family. I left a message about a query I had and I was contacted the same day, within 15 minutes actually. Sarah who I spoke with answered every question I had. Very professional but friendly, would highly recommend Country Cover Club.
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Nick Costain - 05/25
Great people to deal with!
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Richard Flower - 06/26
Easy to navigate website. Reasonable prices. Simple transaction.
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Stephen Bradshaw - 12/25
Very easy to join online, and very helpful staff if you have any questions regarding joining.
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Jordan - 06/26
Simple, reliable cover for various Country Sports or shooting activities. Highly recommended.
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